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How to set up a personal Paypal account

 

Paypal is an American invention. It enables users to bank, buy and sell online with relative ease.

If you are already an active member of Helium.com you will know the importance of having a paypal account. Helium sends payments through Paypal and so do many more such sites. 

As Paypal is a quick, easy and relatively safe way to transfer money on-line a variety of websites use Paypal. These days you can purchase on-line by paying with Paypal and in some cases you can actually save money by using Paypal offers.

Setting up an account is quick and easy, especially if you follow my easy 1-2-3.

Let's take a look at paypal's homepage

Check out Paypal's Homepage. Here you will see a brief overview of Paypal and the option to sign up for a Paypal account. Here are some of the benefits of using Paypal:-

Send money and buy online

Sign up

Sell on-line

Sign up

Instructions
Step 1
Decide on your email address and bank account

 

Paypal uses your email address to do business. It may be that you will feel happier having a specific email address just for using for Paypal transactions. The choice is yours. If money, which you will be wanting to withdraw, will be being paid into your Paypal account, you will need to supply details of the bank account where this money will go. Paypal uses a secure server but, like many sites has had security breaches. Personally I feel it is as safe as any other means of banking these days. So, bear all of this in mind and have to hand your:-

  • EMAIL ADDRESS
  • BANK ACCOUNT DETAILS
Step 2
Signing up for a Paypal account

 

  • Select sign up for a Personal Account.
  • Follow the on screen instructions.
  • Do not give more personal information than is necessary.
  • Have a password in mind
  • Make sure that your password is a mixture of letters, numbers and punctuation symbols in order to make it secure. It should be between 8 and 20 characters long.
  • If you need to make a note of this password be careful where you store it. Try hiding it in the middle of a long list of letters, numbers and symbols.
  • Never tell anyone your password.
Step 3
The Sign Up Process

 

  • Read Paypal's privacy policy and Terms of Agreement
  • If you are happy with what you have read, select Agree and Create Account.
Step 4
Options

 

  • Next you can select a bank account, credit or debit card which will be your preferred option when making online purchases.
  • Either opton is easy to set up and enables such payments to be made without revealing your card or bank account details to the trader.
  • If you are only going to use your Paypal account for receiving money you do not have to complete these steps.
  • Even if you will need to set these options up you, can do this later.
  • Select Go To My Account to complete your Paypal account
Step 5
Verifying your account

 

  • You will receive an email from Paypal asking you to confirm your email address. Follow the link to activate your paypal account.
  • Do this as soon as possible to complete the process.
  • Your account will have a limit set on it initially. This means that you will only be able to receive a certain amount of money into your account.  Follow the LIFT YOUR ACCOUNT LIMITS and verify your bank account so that your account if fully functional.
  • You do not have to do this immediately but you may as well. If you are going to use your paypal account regularly you will need to do it sooner or later.
  • To verify that the bank account you have registered is yours Paypal will send a test transaction to it. This will cost you nothing.
  • This measure is necessary to prevent international money laundering and other criminal activities. 
You will need
Current email address
Current bank account
Secure Password

Paypal In General

The money from withdrawals tends to be in your bank account within 7 days.

Paypal offers a Resolution Centre which will help you to solve any issues you may have.

When you receive new funds into your Paypal account you will receive a confirmation email.

Never save your log in details on a shared computer.

Check your Paypal details occasionally, in case your security has been breeched.

If you see anything untoward, such as changes which you have not made, inform Paypal immediately.

Remember that Paypal is not perfect but at present it is the only viable means for some on-line trading.

 

by Erik Van Tongerloo

I think if your country is not listed in their site you can't open a paypal account. But don't worry about the payment you can request for a cheque. I did it also at this way but my country is well ...More>
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Comments (1 to 7 of 7)

Mahmood Tarar
Jul 14, 09 at 10:06 PM
Thanks Elizabeth. Nice advice. Will follow.
Elisabeth Mcgrath
Jul 13, 09 at 11:55 PM
Hi Mahmood. This is a problem for Helium and not easy to overcome - if at all possible. A recent thread on the community boards discusses the issue. http://www.helium.com/smf/index.php?topic=48473.0 The only possibility at this time is for you to find someone with a PayPal account who will accept and forward your earnings. You would then have to go to your My Helium page and edit your account to include the email address of your payments' recipient. Good luck with this and good luck with your writing!
Mahmood Tarar
Jul 13, 09 at 11:01 PM
I have the same problem as Elizabeth. Though Iam new but somehow I will make it to the minimum limit and then what? Its a good site and I want to remain here. Suggest something.
Ethel Smith
May 21, 09 at 06:39 PM
I guess Helium could pay in Amazon Vouchers like sites such as Dooyoo do?. Difficult one.
Elisabeth Mcgrath
today at 11:46 AM
Thanks, Ethel. Yes, Helium is aware of the issue and has been trying to remedy it by looking at other methods of payment. Could be a hard ask, because PP discourages other forms of payment if you have an account with them. I don’t know the conditions of Helium’s PP account or how limiting they may be. I’ve been shopping around for other internet banking providers and while none match PayPal, they all seem to only operate in the same zones.
Ethel Smith
today at 10:33 AM
Now that's a point Elisabeth. I presume Helium know about this issue. I will have a quick look around.
Elisabeth Mcgrath
May 14, 09 at 12:47 AM
Excellent overview, Ethel. I fully endorse your set-up process and have long experienced the benefits you mention of having a PP account. Do you have any suggestions for people who live in countries where PayPal does not operate? Writers who live in these countries are not able to access their Helium earnings which, somehow, doesn't seem fair.

No

by Eric Fenton

Electronic money transfers have definite uses. The IRS uses them to debit taxes out of business's ac...More>
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Yes

by Simon Wright

The use of checks/cheques has been diminishing to such an extent that some banking commentators have...More>
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by Pat Lunsford

PayPal is safe and very easy to use. You first have to open an account which is simply a matter of filling out the form and submitting it. The form itself is basic information and once it has been sub...More>
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by Leroy Coffie
How to open a PayPal account You want to open a PayPal account online. You want to be able to securely buy stuff online and on EBay and you know PayPal is the place to go. Signing up for a PayPal account is an easy thing to do. After a few simple si... More>
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The real value of PayPal all depends upon the user of the service. As an Internet consumer PayPal allows me to pay for many of my purchases by using my PayPal debit card that acts just like a credit card. As an EBay seller PayPal allows me to collec... More>
by Pat Lunsford
PayPal is safe and very easy to use. You first have to open an account which is simply a matter of filling out the form and submitting it. The form itself is basic information and once it has been submitted you should receive a verification or activ... More>
by Jennifer Claerr
Using PayPal as an eBay buyer or seller can be hazardous, whether you're in the US or any other part of the world. However if you follow a few guidelines, you'll be fine. The primary problem that non-US residents face is that their address cannot be... More>
by Pat Lunsford
What you need to get a PayPal account is an email address and a credit card or bank account. Simply visit http://www.paypal.com and fill out the form which is only basic information then submit. Within moments you will receive an email with a verifi... More>
by Pat Lunsford
Having a Pay Pal account enables you to conduct business transaction worldwide via the web. With PayPal, you can send or receive money, pay bills, shop at Ebay, or many other online stores. PayPal boasts more than a million customer accounts, and is... More>
by Pat Lunsford
The growing popularity of PayPal can be attributed to the fact that PayPal is the safest way to conduct money matters over the Internet. It is uncomplicated and very easy to use. Opening a PayPal account takes only a few minutes which is only a matt... More>
by Rainier Wong
I have been using PayPal for almost five years and this was not the first time it caused the balance of my bank account that I am using as my primary account to fall to a negative value. In addition, I had to pay a fee of $40.00 causing the item to ... More>
by K Bert
PAYPAL IS NOT A BANK, THEY CAN HOLD YOUR MONEY WHEN EVER THEY WANT TO! PayPal is extremely popular way to pay and sell on the internet today. Why? Because they are extremely easy and simple to deal with! You don't need to fill any complicated forms ... More>
by Eli Boyatt
In my opinion paypal is a great way to send or receive money. Many more businesses are beginning to use PayPal as a means of sending or receiving payments. PayPal lets you send and receive money without giving out any of your personal information. P... More>
by Jonte Rhodes
Paypal is now a multinational company, and can be used in most of the same countries that Ebay can. It did start in the United States, but now the process for most non-U.S citizens is very similar to those in the United States. If you go to the payp... More>
by Gordon Hamilton
When considering how to safeguard your PayPal account against fraud, there are a number of factors which you have to take in to consideration, some obvious and some not so obvious. The following points are all based upon the official advice of PayPa... More>
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